Military housing provident fund portfolio loans — the formal implementation of Shaanxi channel — p-www.yngbzx.cn

Military housing provident fund portfolio loans — the formal implementation of Shaanxi channel — people.com.cn original title: military housing provident fund portfolio loans officially approved by the relevant departments, military logistics department and the Finance Bureau of industrial and commercial bank, agricultural bank, China bank, construction bank and Bank of communications and other 5 cooperative banks agreed today, officially launched military housing provident fund portfolio loans in the army. By limiting the amount of housing provident fund loans policy, the majority of officers and soldiers in the area of high prices buyers faced the shackles of funds. The new lending policies, is expected to resolve the problem of insufficient military housing provident fund loans in the purchase of high price area, reduce the purchase and economic pressure, broaden the financing channels for the purchase of soldiers. According to reports, the military required to apply for housing provident fund loans, loans for housing provident fund is not enough to satisfy the needs of the purchase of housing, can apply for commercial housing loans issued in the military housing provident fund cooperative bank loans portfolio. Based on the type of loan portfolio loan rates to perform different rate standard, among them, the military housing provident fund loans over the same period part of the implementation of the people’s Bank of Chinese housing provident fund loan interest rates, the implementation of the provisions of the local part of commercial housing loan bank housing commercial loans preferential interest rate. Military logistics staff of the Ministry of Finance Bureau, for the military housing provident fund loan portfolio, in addition to meet the military housing provident fund loans and commercial housing loan conditions, also need to pay attention to the following conditions: the purchase of housing is a commodity housing; to the purchase of housing collateral, the purchase of housing for the new commercial housing, developers should agree to provide security for the loan portfolio; the proportion of the first payment shall also comply with the cooperative banks military housing provident fund loans and commercial housing loan repayment capacity of the relevant provisions; individuals shall comply with the relevant provisions of cooperative bank; personal military housing provident fund loans and commercial housing loans should be in the same bank, and the loan period, the loan and the repayment date the date must be consistent. The military housing provident fund loan portfolio of services to carry out the maximum lifting soldiers to enhance the military menace from the rear, occupation sense of honor and pride, breath cohesion is of great significance to improve the ability to win. (reporter Li Keqing, Xu Yeqing) (Ren, Deng Lihong: commissioning editor     Nan) 军人住房公积金组合贷款业务正式施行–陕西频道–人民网 原标题:军人住房公积金组合贷款业务正式施行   经有关部门批准,军委后勤保障部财务局与工商银行、农业银行、中国银行、建设银行和交通银行等5家协作银行达成一致,即日起,在全军正式开展军人住房公积金组合贷款业务。   受住房公积金贷款额度政策限制,广大官兵在高房价地区购房面临资金桎梏。此次贷款新政策出台,有望妥善解决军人在高房价地区购房时住房公积金贷款额度不足问题,减轻官兵购房经济压力,拓宽军人购房筹资渠道。   据介绍,军人按规定申请办理住房公积金贷款后,贷用的住房公积金不足以满足所购住房需要的,可在发放军人住房公积金贷款的协作银行组合申请住房商业贷款。组合贷款利率依据贷款种类执行不同的利率标准,其中,军人住房公积金贷款部分执行同期中国人民银行公布的住房公积金贷款利率,住房商业贷款部分执行当地协作银行规定的同期住房商业贷款优惠利率。   军委后勤保障部财务局工作人员介绍,申请军人住房公积金组合贷款,除满足军人住房公积金贷款和住房商业贷款规定条件外,还需要注意以下条件:所购住房是商品住房;要以所购住房抵押担保,所购住房为新建商品房的,开发商应同意为组合贷款提供阶段性担保;首付款比例应当同时符合协作银行发放军人住房公积金贷款和住房商业贷款有关规定;个人还款能力应当符合协作银行有关规定;个人申请军人住房公积金贷款和住房商业贷款应在同一协作银行,且贷款期限、借款日期和还款日期必须一致。   军人住房公积金组合贷款业务的开展,最大限度解除官兵后顾之忧,对于增强军人职业荣誉感自豪感,凝神聚力提高打赢能力具有重要意义。(李克卿、记者徐叶青) (责编:任丽虹、邓  楠)相关的主题文章: