The life time GDB IPO speed reducer or-tinyos

The life time GDB IPO speed reducer or? The life time of Guangdong Development Bank: IPO speed? Deceleration? Dong Jianyue said in his farewell letter: "Comrade Ming Sheng has good political quality, rich working experience and leadership experience; he is a senior insurance expert, familiar with the financial business."." And Yang Mingsheng is chairman of China Life Insurance, Liu Jiade is vice chairman of China Life Insurance, the two will be replaced by the chairman and President of Guangdong Development bank. Can China life, which took over Guangdong Development Bank, play a synergistic effect and promote the IPO process? A person close to Guangdong Development Bank has said, in many ways, Guangdong Development Bank listed conditions are not very mature, coupled with the equity change, exit and other new circumstances, Guangdong Development Bank IPO has not yet made progress. At present, the industry for the future direction of Guangdong Development Bank IPO has two views: one view in the current situation of the development of economy and the bank under the current banking situation is not optimistic, life is more like a disk access, Guangdong Development Bank IPO is a short time to complete. Another is that the Guangdong Development Bank on China’s leadership, will play a synergistic effect of insurance group and the bank, so that the Guangdong Development Bank listed as soon as possible. It is true that the economy is in a downward cycle at the same time, the decline in interest rates to reduce bank interest margins, the entire banking development of the economic environment is not particularly optimistic. Moreover, the banking industry is in a difficult moment, "bitter day Bank" is rampant, the major banks in the 2016 interim report also confirmed this point, banks continue to attrition, profit growth decreased gradually, the most popular banking non-performing loans and non-performing loan ratio is still in growth. The most important thing is that the integration of China Life Insurance and Guangdong Development Bank resources, although the former Ping An insurance acquisition of Shenzhen Development Bank, so that the rapid development of Ping An bank. However, after years of foreign banks’ management, Guangdong Development Bank has to wait and see how to integrate resources with domestic insurance groups and to integrate management. However, life insurance in China seems to have made adequate preparations for taking over the Guangdong Development bank. The news, China life after the takeover of Guangdong Development Bank will implement 5, namely "do not move, no name, no layoffs, no pay cuts, not all rise, total bank support to stay in Canton, keep the team morale and stable expression of people’s sincerity. Moreover, Yang Mingsheng is a long time in the senior financiers financial sector, has more than 27 years of banking experience, before entering the China Life Group, has served as governor of the Agricultural Bank of China, Secretary of the Party committee, vice chairman of China Insurance Regulatory Commission and other positions Chinese. Liu Jiade is served as director of Guangdong Development Bank from 2006, has been ten years of experience, the Guangdong Development Bank two chairman, two president, is the life system of the most understand a senior GF management status. The bank also said the media had to reply, Chinese life became the largest shareholder of Guangdong Development Bank, will play its own in the insurance business, information management business advantage, help to optimize the revenue structure of Guangdong Development Bank, Guangdong Development Bank to increase non interest income accounted for, so as to enhance the profitability of banks.

国寿时代的广发行IPO提速or减速? 国寿时代的广发银行:IPO提速?减速?   董建岳在告别信中称:“明生同志政治素质好,工作经历和领导经验丰富;家德同志是资深保险业专家,熟悉金融业务。”而杨明生即是中国人寿董事长,刘家德为中国人寿副董事长,二者将分别接任广发银行董事长和行长。   接手广发银行的中国人寿能否发挥协同效应,推进IPO进程呢?一名接近广发银行的相关人士曾表示,从多个方面来看,广发银行上市的条件还不是很成熟,再加上面临着股权变更、退出等新的情况,广发银行的IPO迟迟未有进展。   目前业界对于广发银行未来的IPO去向有两种看法:一种观点在目前的经济状况和银行发展现状下,银行业形势不容乐观,国寿更像是接盘者,广发银行IPO更是短时间难完成。另一种则是认为广发银行在国寿的带领下,会发挥出保险集团和银行的协同效应,从而可使广发银行尽快上市。   诚然,目前经济处于一个下行周期,同时利率的下降使银行利差不断缩减,整个银行业发展的经济大环境都不是特别乐观。而且,银行业正处于一个艰难的时刻,“银行苦日子来临”的说法更是甚嚣尘上,各大银行的2016中期业绩报告同样证实这一点,银行不断在减员,利润增长逐渐降低,最受关注的银行业不良贷款余额和不良贷款率仍在增长。   最为关键的是,中国人寿和广发银行的资源整合问题,虽然前有平安保险收购深圳发展银行,从而使平安银行得到快速发展。但广发银行在经历外资银行多年管理之后,如何与国内保险集团进行资源的整合、管理层的融合还有待观望。   不过,中国人寿似乎已经对接手广发银行做好了充分的准备。消息称,中国人寿接管后,将对广发银行实行五不,即“不迁址、不更名、不裁员、不减薪、不全体起立”,支持银行总留在广州,表达保持队伍稳定和凝聚士气人心的诚意。   而且,杨明生是长期在金融界工作的资深金融家,有长达27年的银行业工作经历,在进入国寿集团之前,曾先后担任中国农业银行行长、党委书记、中国保监会副主席等要职。刘家德更是从2006年就开始担任广发银行董事,迄今已有十年之久,经历了广发银行两任董事长、两任行长,是国寿系统内最了解广发经营管理现状的一位高管。   广发银行方面也曾回复媒体称,中国人寿成为广发银行第一大股东后,一方面将发挥自身在保险业务、资管业务等领域优势,帮助广发银行优化收入结构,提高广发银行的非利息收入占比,从而提升银行的盈利水平;另一方面,银行与保险在资产负债业务结构方面天然具有很强的互补性,银行与保险综合经营有利于分散风险、平滑业绩、提升风险抵御能力。   有优势,也有不足。广发银行能否在国寿带领下,加快IPO进程还未可知。但广发银行结束与花旗的“十年婚姻”对于IPO来说,不失为一件好事。而中国人寿能否发挥自身优势,与广发形成协同效应还有待时间的检验。相关的主题文章: